/* Loan program hub Round 4 proposal. Loaded after program-hub.css; section surfaces only.
   No content changes.
   hero (paper) / starting point: navy (unchanged) / program reference: tint (it is the
   reference tool you open and compare) / questions: white reading section /
   closing CTA: tint / footer: navy */
.s .sec#ref{background:var(--tint);border-block:0}
.s .sec#ref .know{background:#fff}
.s .hub-help{background:#fff;border-bottom:1px solid var(--rule)}